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New Stress Test Benchmark Rate

New Stress Test Benchmark Rate

by Krista Lapp Coquitlam REALTOR® | Jul 20, 2019 | Buying a Home, Guest Writer

Vancouver Mortgage Broker Evangeline Villanueva provides information about the new stress test benchmark rate and what this means to borrowers.   As of July 18th, Bank of Canada announced the mortgage qualifying rate drop to 5.19% from 5.34%. The benchmark posted...
First Time Home Buyers Step 2 – Your Property Search

First Time Home Buyers Step 2 – Your Property Search

by Krista Lapp Coquitlam REALTOR® | Apr 9, 2019 | First Time Home Buyer, Mortgages, Videos

If you are looking at getting into the Vancouver housing market and purchase real estate, watch the steps every first time home buyer and buyers should know. Step 2 :  Start your property search ✓ After speaking with a broker and getting a pre-approval, the next step...
Fixed and Variable Rates Explained

Fixed and Variable Rates Explained

by Krista Lapp Coquitlam REALTOR® | Jan 18, 2019 | Mortgages, Videos

In this episode of “Fixed and Variable Rates Explained” Greater Vancouver and Coquitlam Realtor Krista Lapp and Vancouver Mortgage Broker Evangeline Villanueva address the answer to the most common question about fixed and variable rates: what is the difference? Note...
Who Gets The Best Mortgage Rates

Who Gets The Best Mortgage Rates

by Krista Lapp Coquitlam REALTOR® | Dec 11, 2018 | Mortgages, Videos

In this episode of “Who Gets the Best Rate” Realtor Krista Lapp and Mortgage Broker Evangeline Villanueva provide information about who provides the best rates and what factors determine and affect rates. You’ll learn: ????Is there a specific lender that...
Mortgage Talk – To Lock In or Not

Mortgage Talk – To Lock In or Not

by Krista Lapp Coquitlam REALTOR® | Nov 27, 2018 | Mortgages, Videos

In this episode of “To Lock In or Not” Realtor Krista Lapp and Mortgage Broker Evangeline Villanueva discuss the benefits of keeping a variable rate and how it will save you money in the short-run as well as the long-run. You’ll learn: ????The benefits of going...
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